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at a state level. and as was the case with federal programs like children s health insurance, or medicare part d program. in the early stages people spent time shopping. most of the enrollment comes later. we expect all of our systems operating more efficiently as we approach the deadlines. secondly as the law is written, itch you can t afford, or you cannot find affordable health insurance. if you are a resident of a state where the governor declined to expand medicaid, and that is a number of states. mostly with republican governors, who declined to expand medicaid, therefore you cannot get affordable health insurance you otherwise would have been able to get you. will not pay a penalty. that s built in. protections built into the law as written. right now focused on making the system work. the product here is not a web site. the product is affordable health insurance for americans who haven t had it in the past. an administration, have a reputation of being, bordering on geeky whe

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