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Failure to Satisfy Policy s Direct Physical Loss of or Physical Damage to Property Requirement Causes Restaurant s COVID-19 Business Interruption Claim to Fail | Weber Gallagher Simpson Stapleton Fires & Newby LLP

Lost Income Caused by Business Interruption Due to COVID-19 Not Covered by Insurance Policy | Haight Brown & Bonesteel LLP

Examining COVID-19-Related Insurance Litigation Trends

Shares1 Almost 1,500 lawsuits have been filed by policyholders against insurers, seeking to resolve disputes around insurance coverage for COVID-19-related business losses. For those unfamiliar with insurance litigation trends, it’s important to put the scale of this into perspective. The average hurricane will result in about 50 to 100 cases being filed in the first year; from April till August 2020 we saw the same quantity of cases being filed each week for COVID-19-related losses. So far, rulings have been made overwhelming in the favor of insurers, at a rate of approximately 75%. However, there have been some significant rulings in favor of policyholders over the last few months which should cause insurers pause for thought.

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