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During the first quarter of 2021, 80.7% of applicants successfully obtained home loan finance, 61% of these applicants received a zero-deposit loan.
Lockdown drives property sales with gardens and me space in demand, says bond originator 21 January 2021 - 13:44 By TimesLIVE Many prospective homeowners will be looking at their new potential home with the lockdown fresh in their mind. Stock photo. Image: 123RF/Adwo123
So says Shaun Rademeyer, CEO of a mortgage bond originator, Multinet Home Loans.
For the first time in several years, the average property value submissions to the banks have exceeded the double-digit growth percentage during the last five months.
Since July 2020, the average percentage in submitted property values has exceeded 12% in comparison to the same period in 2019.
The main reasons for the growth, Rademeyer says, is attributed to the decline in the interest rate, which has captured the attention of first-time home buyers as well as previous homeowners re-entering the housing market.