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While headlights shine the way at night, a reader questions the practise of engaging fog lights on clear days. TIMES COLONIST Stephen wants to remind all readers of the opportunity to claim rat and rodent damage on one’s insurance. He maintains that depending on the coverage, it can be claimed in the comprehensive portion. There will be differences in the public corporation and private insurance company deductibles, but coverage for rodent damage, so common as of late, is a true reality. The comprehensive package must have been purchased. The fabric softener sheets tied under the hood and various other vulnerable places in the vehicle should be replaced every change of season.