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Making Cents: The best life assurance premiums are with…
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Making Cents: How much cover do you need?
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WE often plan for our financial futures assuming we will remain healthy and alive which allow us to continue to earn an income. We focus on saving as much as we can, we pay down debt aggressively etc. and we tend to largely ignore protecting ourselves against events that can throw our plans into disarray.
And when it comes to protecting our financial future, there are three major risks that we have, to insure against, and they are:
Early death
Inability to work because of injury or accident
Because premature death is probably the most traumatic of the three events and probably the one least talked about, I’m going to focus exclusively on it in this article, and I’ll post other articles about income protection and serious illness in the weeks ahead.