wait, what? [ screams ] dog? still alive? only in theaters. whether you are a renter, a buyer hoping to, you have got a mortgage. communities all across the country are struggling with the housing crisis, including rising housing costs and a massive housing shortage. underserved black and brown communities have been hit particularly hard by affordability challenges. on top of issues of racial bias, mortgage discrimination, redlining, and even appraisal buyers. according to a study, the gap between black and white home ownership is wider now than it was in 1960. in 2022, more than 74% of white households owned their homes, compared to just 45% of black households. a gap of more than 29 points. well bishop pjs s founder and
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This is more important for preapproval mortgage. Buying a property higher than the amount stipulated by the mortgage may tank the deal. This can only work if the borrower is willing to pay a higher down payment or the property is haggled to a lower price.