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What not to say when you ask your boss for a pay raise and Biden s new stab at student-loan forgiveness has borrowers frustrated and confused

Wednesday's top personal finance stories.

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Mortgage rates fall for third week in a row

Mortgage applications inched up 0.5% in the latest week, the Mortgage Bankers Association said. The average rate for a 30-year mortgage is 6.73%.

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How the Debt Ceiling Fight Could Devastate the Housing Market

A default would shake up the financial markets, including the yield on 10-year Treasury bonds, with which mortgage rates often move.

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Mortgage Rates Fall Again as Home Loan Applications Climb

The decline in mortgage rates is good news for home buyers, but home construction has slowed and supply is still low in parts of the U.S.

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Mortgage Applications Snap 4 Weeks of Increases

"Spring has arrived, but the housing market is missing the customary burst in listings and purchase activity," one economist says.

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