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ARMs Helped Cause Housing Crash, but Today s Have Stricter Standards

The 2008 housing crash was triggered, in part, by adjustable rate mortgages. Experts say the mortgage industry is in a much more solid place today.

Mortgage affordabilityFannie maeHousing marketHousing crashHousing bubbleLcynna lloyd

Former Fed Chair Ben Bernanke Isn t Worried About a Housing Crash

Housing bubble fears might be overblown as Bernanke points out that homebuyers are getting "much higher quality" mortgages this time around.

2008 crisis008 global recessionGlobal recessionGreat recessionHousing bubbleHousing boomMortgage affordabilityAson lalljeeLcynna lloyd

Homebuyers Could Get Down-Payment Help If They Give up Equity

Existing homeowners can sell a piece of their home's equity to Wall Street for cash. Now startup HomePace will allow home buyers to do the same.

Bi primeReal estateMortgage affordabilityHousing marketDown paymentJames rodriguez

Housing Costs and Low Inventory Threaten Affordability for Millennials

Mortgages are getting more expensive and demand is still high. It could make it harder for millennials during their prime homebuying years.

Sheryl garrettFreddie macDanielle haleRalph mclaughlinRobert dietzTerms of serviceNational association of homebuildersNational associationMortgage affordabilityMortgage ratesHousing supplyHome pricesLcynna lloyd

MoneySense Toolkit: The mortgage affordability calculator

A mortgage affordability calculator takes factors like your income, debts and living expenses to determine how much you can afford to borrow on a home.

Mortgage affordability

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