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My ex-husband s unbridled spending makes me want to cut my stepson from my will

Moral Money: our reader is concerned there will be nothing left for her child to inherit

Moral moneyBetter life fpInheritance tax

My ex and his new wife spend excessively – and make me want to cut my stepson s inheritance

Dear Moral Money,

Moral moneyBiological sonEx husbandInheritance tax

Why should I pay half my mum s care fees when my brother lives with her rent-free?

Dear Moral Money,

Moral moneyLocal authorityCare arrangementsPension income

Help, our friends are costing us too much How can we rein them in?

Email moralmoney@telegraph.co.uk or fill out the form below with your own moral money conundrum and it could be answered in a future column. All our letters are genuine but writers are anonymous.

Moral moneyDiscretionary spendingWealth creation

My family s materialism disgusts me – how can I change their ways?

Dear Moral Money,

United kingdomIsrael generalCharities aid foundationMoral moneyChristmas eveChristmas traditions

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