I was admitted to Medanta due to sudden unconsciousness as I had HDFC ERGO general insurance which covers Medanta. They referred me to ICU heart. Later, HDFC denied my claim stating it happened due to tension, Preeti Chobey shared on X. Her post garnered more than 1.4 million views on X.
The plan offers several opportunities to earn discounts on renewal premiums. The insurer’s claims settlement rate is slightly lower compared to certain plans from some other companies.
The right sum insured depends on factors such as your place of residence, your expectations in terms of hospital rooms, age and health history, but a base health cover of Rs 10 lakh to start with is a must.
The plan s solid overall performance and A-rated classification underscore its reliability and value, but policyholders should also take note of a relatively higher claims complaint rate (11.57 per 10,000 claims), compared to other A-rated plans.
Activ Fit demonstrates good claims performance and comprehensive coverage, but the complaints rate, at 18.0 per 10,000 claims, is relatively higher compared to other A-rated plans.