Uninsured auto insurance 101: What you need to know
By Courtney Reilly-Larke on December 8, 2020
Here’s what uninsured auto insurance covers, if you get into an accident with someone who’s uninsured or flees the scene.
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Photo by Clark Van Der Beken on Unsplash
Uninsured motorist coverage is used to protect you if you’re involved in an accident with someone who does not have valid insurance, or even if you’re left behind in a hit-and-run scenario.
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We know what you’re thinking: Isn’t every vehicle required to have insurance in Canada?
Yes, but the bad news is not everyone follows the rules. It’s estimated that there are more than 2,000 uninsured vehicles on the road in Ontario alone. If you’re unfortunate enough to be involved in a collision with the driver of one of those vehicles, you can imagine the headache. (Learn more about third-party auto insurance, too.)