The future holds more global and hopefully cheaper fintech products, but it will require better regulation on both local and international levels.
Financial technology used to imply large banking enterprises cooperating with other sizable entities, and it was a rather stable field which lacked a bit of dynamism.
Back then, for a country to be a player on the market they needed to be well-established, have a considerably-sized economy or an abundance of natural resources which allowed them to push for technological advances.
Today, that is hardly the case as is noticeable in Central Europe with many smaller, more agile enterprises offering diversified and niche products, changing the landscape with their innovations. The question is if these companies will be able to expand their services to clients further afield.