Plenty of capital markets folks, senior management, and the usual cadre of vendors are here in Manhattan, doing the macarena until 2AM. Okay, just kidding. They’re actually talking about some pretty serious stuff. For example, MCT writes, “We are seeing, from our clients, that current market roll costs and the ultimate effects on execution are the biggest concerns for secondary marketing heads,” and is spelled out in this MCT article. Trying to wring every basis point out of a loan or servicing sale is another topic. Small steps by Freddie Mac and Fannie Mae are having some positive impacts while they continue to manage credit risk and use pricing as a tool to guide business. Agency shifts will continue, and some of the talk includes policies about including rental payments in the credit decision, helping the “green” channel with policies regarding solar panels, affordable housing programs, protecting borrower information, and the impact of climate ch