Operator
Good morning, and welcome to the Premier Financial Corporation first-quarter 2021 earnings conference call. [Operator instructions] Please note this event is being recorded. I would now like to turn the conference over to Tera Murphy, vice president. Please go ahead.
Tera Murphy
Vice President
Thank you. Good morning, everyone, and thank you for joining us for today s first-quarter 2021 earnings conference call. This call is also being webcast, and the audio replay will be available at the Premier Financial Corp. website at premierfincorp.com.
Following leadership s prepared comments on the company s strategy and performance, they will be available to take your questions. Before we begin, I d like to remind you that during the conference call today, including during the question-and-answer period, you may hear forward-looking statements related to future financial results and business operations for Premier Financial Corp. Actual results may differ materially from cu