going for charity in great britain today. hundreds of people donning costumes running through the streets of london, there i am before makeup. all before the great gorilla run. they protect national habitats around the world. they raised around $235,000. julie: slumping economy, even folks with good credit are finding hard to get a loan so they are turning to microlending websites. microlending is popular in other countries but now it s taking hold in the u.s. what do you need to know before you go into business with these operations. joining me is cassandra and ceo of bell rock capital. all right. can we buy this bull or is this bull? should we be using microlending