of their girls makes insurance unaffordable. it is just way too much right now. reporter: the big question, how affordable are the plans? our health care expert michelle katz puts them to the test with our salon owner vanessa. let s go to shop and compare tool and then get started. reporter: taking us step by step through the site, first you type in your zip code, age, dependents and income and you get instant plans. all of the plans reporter: depending on the level of coverage you want. we have the bronze, silver, the gold and platinum. reporter: with vanessa, when she previously shopped around for her family of four, she was quoted $2,000 a month. she found a plan for $427. the website does not list many details, and with many of these plans premiums are low but deductibles are high. these are questions you are not going to find this out on the web site. reporter: before you sign up here s the four questions you should ask any potential provider provider. wh
fees. oh, my goodness look at all these walkers! reporter: new moms jessica and farrah are trying to get their bodies back after baby. still trying to lose all that baby weight. i have no stomach muscles whatsoever. reporter: with expensive gym memberships and costly classes they say it is all cutting too deep into the family budget. it s a lot. reporter: how do you justify that? working on it. reporter: our insider michelle katz says we should be sweating the workout not the price tag. tip one, before you buy, check out sites like gymticket.com, livingsocial and groupon, too. they offer fitness deals. free classes and a free month right in your area. tip two, when you are ready to buy a membership, timing is everything. don t sign up until the end of the month. because they re trying to hit their numbers at the end of the
month. reporter: and more likely to negotiate. michelle says don t be afraid to walk away. you should be the first one to throw something out there. you say i want to pay this. walk away. i promise you, they will call you after. reporter: if you are uncomfortable negotiating, some wholesalers have done it for you. at costco, we found a 24-hour fitness membership for half off. $14.50 a month. and finally, tip number three, if the price still doesn t fit, try these free downloads. follow along with yogayak, you can find 200 free yoga classes. nike s training club, 100 free, targeted workouts. and myfitnesspal, calories burned and consumed. i didn t realize there are so many apps. reporter: in all these moms can shed $2,226 in excess costs this year. spinning their wheels our moms can now save that for the
negotiate. michelle says don t be afraid to walk away. you should be the first one to throw something out there. you say i want to pay this. walk away. i promise you, they will call you after. reporter: if you are uncomfortable negotiating, some wholesalers have done it for you. at costco, we found a 24-hour fitness membership for half off. $14.50 a month. and finally, tip number three, if the price still doesn t fit, try these free downloads. follow along with yogayak, you can find 200 free yoga classes. nike s training club, 100 free, targeted workouts. and myfitnesspal, calories burned and consumed. i didn t realize there are so many apps. reporter: in all these moms can shed $2,226 in excess costs this year. spinning their wheels our
oh, my goodness look at all these walkers! reporter: new moms jessica and farrah are trying to get their bodies back after baby. still trying to lose all that baby weight. i have no stomach muscles whatsoever. reporter: with expensive gym memberships and costly classes they say it is all cutting too deep into the family budget. it s a lot. reporter: how do you justify that? working on it. reporter: our insider michelle katz says we should be sweating the workout not the price tag. tip one, before you buy, check out sites like gymticket.com, livingsocial and groupon, too. they offer fitness deals. free classes and a free month right in your area. tip two, when you are ready to buy a membership, timing is everything. don t sign up until the end of the month. because they re trying to hit their numbers at the end of the month. reporter: and more likely to