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How to choose between a living and a life annuity

Retiring can be fraught with decisions which impact the rest of your life. Don’t make choices that you’ll regret.

Living vs guaranteed annuities: The pros and cons

Make sure your savings last as long as you do

Retirement can be associated with a loss of position and authority as working lives end and the younger generation takes the wheel. But, says Michael Rossouw, Senior Investment Consultant at 10X Investments, retirees have agency over a number of key factors when it comes to making their savings.

A pain-free 40% pay rise for retirees

Few retirees realise that the fees they pay on their living annuity could well be their single biggest expense in retirement, says Michael Rossouw, Senior investment Consultant at 10X Investments: “a 2% fee, for example, on a R5 million annuity amounts to more than R8,000 per month”.

Why this one financial trend in South Africa is so terrifying

This month South Africans were issued with a stark warning about their personal financial futures with the release of the 10X Investments South African…

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