The HDFC Bank-HDFC Ltd merger ensures a seamless transition for customers, including fixed deposit holders. Your FD account number remains unchanged, along with the terms and conditions of your FD until maturity. With the inclusion of HDFC Ltd deposits in the deposit insurance scheme, your funds are protected up to Rs 5 lakh. Remember to follow the predetermined rules for premature withdrawal, and for recurring deposits, existing accounts will be unaffected. Overall, the merger aims to provide enhanced services and stability for HDFC Ltd customers within the HDFC Bank framework., Personal Finance News, Times Now