More than half of U.S. consumers now use digital wallets, according to new data from J.D. Power. But PayPal and Apple Pay have a huge lead over rivals, and are already experienced combatants in the battle for consumers' spending.
Supermarket chain Kroger refused to accept Apple Pay and similar options in stores for nine years. It's changed its mind but Walmart, Home Depot and Lowe's remain holdouts.
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