You work hard, so you deserve to splurge, right? You re tired of saving for a rainy day agree? Well, it s possible you re overdoing the treat yourself mindset when it comes to your money. Maybe you re the victim of a few commonly touted money myths that show up under the guise of mental health mantras ostensibly encouraging self-talk that has the potential to derail your best-laid financial plans (whether that s paying down a mountain of debt, contributing to your emergency fund, or sticking to your budget).
We asked some mental health experts to reframe some of the things you might tell yourself about money and how to think of them in a new way the next time you re tempted to pull out your credit card and buy something to self-soothe when you should save.