Although top-rated cash advance apps like Dave, Chime, and Earnin provide users quick access to cash, they come with plenty of disadvantages compared to bad credit personal loans from legit online marketplaces like MoneyMutual and ZippyLoan, particularly with low borrowing limits and shorter repayment terms. If you need a little more than what cash advance apps have to offer and learn the differences between cash advance apps and bad credit personal loans, you come to the right place.