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As I made my most recent Medicare presentation, I smiled to the familiar comment: “Why do they have to make this so complicated for old people”? This is coming from a PhD scientist, by the way. Like anything else, if it is your job, it seems easy. But if I were to look through the microscope or at the myriad of documents in his profession, I would be lost.
This time of year can be particularly confusing to seniors and their helpers. It starts with the AEP or Annual Election Period for Medicare. This runs from October 15th to December 7th each year.