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Couple pay off their mortgage just seven YEARS after purchasing home Latoya Gayle For Mailonline © Provided by Daily Mail MailOnline logo A couple in their thirties are celebrating being mortgage-free after paying off their £92,620 loan 28 years early.    Popular Searches Addiction counsellor Siobhan, 36, and her husband Lee Bowen, 38, who s head of operations for a stock auditing company, purchased their first home together in Great Wyrley, Staffordshire in 2011.  Despite having a relatively modest combined income of £40,000, the couple were able to own their three bedroom semi-detached home outright by making careful overpayments, budgeting and sacrificing the latest gadgets. The couple, who are parents to a nine-year-old son, Caelen, set themselves a challenge to clear their mortgage before Siobhan was 40 - but they smashed the already ambitious target six years earlier than planned. 

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