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FEMA s flood insurance program is about to undergo major changes and last updated 2021-05-10 14:15:33-04 There is something about living alongside the ocean in Marshfield, Massachusetts that brings Meaghan Desmond peace. Desmond grew up by the water, and now, she owns a home along the coast. But living in a place like this also comes with a bit of uncertainty. “Basically, three days after a storm, the tides are high, and you can feel it vibrating. It’s formidable,” she said. After each winter storm, Desmond sees more and more of the coastline here disappear. It s part of the reason she pays nearly $6,000 a year in flood insurance. “There’s a huge risk and the deductible is high, but what’s it going to cost if a wave takes my house out?” Desmond said.

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