ABC News(NEW YORK) In the United States, Black families have an estimated one-eighth of the wealth that white families have, according to research from the McKinsey Institute of Black Economic Mobility. Federal policies, such as the Homestead Act of 1862, the 1935 Social Security Act and redlining by the Federal Housing Administration, have in part contributed to the wealth gap, according to Kezia Williams, founder of The Black upStart, an initiative to train African American entrepreneurs across the country. Williams is now on a mission to change the statistics and help Black families build their wealth between generations. "It's not that Black people are not working hard. It's not that we're not earning income. It's not that we're disinterested in wealth acquisition," Williams explained on "Good Morning America." "But it's just that there are laws and policies that have provided head starts for some families, but not Black fami