would be, what are you seeing, hearing, what are your clients saying. don t forget, we are big market makers and the way that we regulators have contact with the market ss through the market making group and so they were really in a position of asking questions. at the end of this process, paulson decides he s going to recapitalize all the banks with t.a.r.p. money. do you think you needed the money from the federal government to survive? i would say about the point of the capital injection, getting the capital from t.a.r.p. was the less important thing for us at that time, but that general embrace and saying that the embrace of the u.s. was critical for the system and maybe critical for us. at the end of the day, you don t, can t do down separate paths and know what to do, but getting the capital wasn t as