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we ll see lower monthly inflation rates, i think, by the second half of the year. annual inflation rates will begin to decline toward their more normal level of around 2%. as you know, madam secretary, inflation for all practical purposes is like a tax on working class people. the middle class people are spending a lot more on gas, food, thanksgiving meals coming up, holiday meals coming up. is this going to get worse before it gets better? well, there will be some continued shortages. semiconductors are in very short supply that s caused the prices of both new and used vehicles to surge. energy prices have gone up, but i believe energy prices will begin to moderate in the months ahead. that s what market signals and fundamentals suggest.

Inflation ratesMadam secretaryHoliday mealsWorking classEnergy pricesMarket signals