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Percent wrong and damaging. Would you agree . I would agree that ive testified if we dont address affordability, our risk is were not going to be able to move this program to a sound basis. Well continue to subsidize risk being, encourage growth and development where we should be building that way. Were going put people out of their homes. So there is a balance that has to be struck between looking at at ad forrability but at affordability but not subsidizing risk at such a low rate we increase in our vulnerabilities. We have got to change how were building. But it should not be at the expense of people in their homes, forcing them out. But understand that long term we have got to look at how do we build in coastal communities in such eh way that peoples homes are not threatened every time we face a storm. I agree with you. But the frustrating thing for me is, youve got to know before you go. Were acting without having the Knowledge Base necessary to make sound decisions. And we could

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