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I m 61 with $1 4 million, but have $50,000 in credit card debt I want to retire in a year, and a new adviser promises he can beat the old one s returns by $300,000 Should I buy it?

Have an issue with your financial adviser or looking for a new one? Email picks@marketwatch.com.

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2 things all the financial advisers I talked to told me — that I don t like

How to find the right financial adviser for you.

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Have you asked your financial adviser these 8 questions? If not, get on it

Have questions about working with or hiring a financial adviser? Email picks@marketwatch.com.

Kimberly palmerAdam koosFlynn zitoNational association of state boards accountancyAmerican college of financial services chMark kinsella at family financial planning servicesAmerican collegeLynn dunston at moneta groupFinancial industry regulatory authorityNational association of personal financial advisorsRyan haissFlynn zito capitalNational associationPersonal financial advisorsCertified financial plannerChartered financial consultant

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