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Scientific American A patchwork of state laws can leave some home buyers unaware of their risks and uninsured Print An aerial view a flooded neighborhood on February 28, 2019 in Guerneville, California. The Russian River crested over flood stage and inundated the town of Guerneville. Credit: Justin Sullivan Advertisement An expert federal panel has added its voice to the growing campaign for laws requiring homebuyers to be informed about a property’s flood history, calling current disclosure practices “not adequate.” A Federal Emergency Management Agency advisory panel says in a new report that prospective buyers cannot “make a fully informed decision” about whether to buy a property in states that do not require sellers to disclose flood history. The disclosure can help buyers determine whether a property has been previously damaged by flooding, is at risk of future flood damage and whether new owners should buy flood insurance.

United statesNational flood insurance programNational association of realtorsTechnical mapping advisory councilNatural resources defense councilA federal emergency management agencyFederal emergency management agencyMapping advisory councilFlood insurance programNational associationFlorida realtorsPew charitable trustsஒன்றுபட்டது மாநிலங்களில்தேசிய வெள்ளம் காப்பீடு ப்ரோக்ர்யாம்தேசிய சங்கம் ஆஃப் றேஆல்டோர்ச்இயற்கை வளங்கள் பாதுகாப்பு சபை