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It was some of the regulation that inhibited the development of real Capital Markets. That is in the interest of the european people, wider Capital Market system. Regulators work with governments, whoever, to say lets develop a regulatory system that is the best, not just more. Dont look at changing something is always being a negative. It could be a Huge Positive for the public good. James, let me give you a different twist. Policy donetary we have the right regulatory structure in place to ensure that is something pops, it will not have the kind of affects it had in the past . You always have a risk of bubbles. Fear and greed, the bull in a bear instinct. You are always providing opportunity for a bubble at some point. Based upon what we see certainly in the banking or, its very low. Just on the regulation point, we have been living with this from crisis times. What the regulators did was absolutely necessary and the right thing to do. Banks were over levered, operating with anywhere
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