I am erica, director of urban policy initiatives and policy Advisory Group at the urban institute. If this is your first time at the urban institute a very warm welcome to you and if you are a regular participant in our live and urban event, welcome back and also a very warm welcome to those joining us today, the webcast, and cspan2. We hope you are able to participate in the conversation. To follow it, please follow the hashtag live urban. The agenda for this event contains the twitter handle for all participants so you can include us in your tweets. If you have a question and are watching this event on webcast or cspan2 you can email us your question at events urban. Org, events urban. Org. We hope you participate in the conversation. Let me say a little bit about urban. The mission is to open lines, shaped decisions and offer solutions for economic and social policy research, assiduously pursuing the mission since 1968 when president johnson created urban to evacuate programs and st
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