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Can ‘fire hardening’ solve insurance crisis? 8 minute read Lucy Smallsreed’s neighborhood in Inverness borders on the Point Reyes National Forest and is a heavily wooded area making fire insurance a necessity. Anne Wernikoff/CalMatters photo Support Local Journalism CalMatters Sue Ladich spent $1,600 clearing brush and trees from around her home in 2014. In 2017, she ponied up $3,500 to clear even more potential wildfire fuel from her property. This year, she spent another $2,200. But the more than $7,000 and countless hours of work spent in the name of keeping her Truckee home safe from wildfires added up to nothing in the eyes of insurers.

Marin countyUnited statesBoulder countyTuolumne countyYolo countyLucy smallreedJames bikalesSusie williamsRicardo laraRoy wrightYana valachovicJim websterJanet ruizNancy watkinsSusan hassettInsurance department