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good evening. the business of owning a home and hanging on to it is a mess. a disaster for millions of americans and there was more evidence today it s reaching critical mass. a bill came close to being signed by the president, having been passed without any public debate that would have made it even easier for the banks to foreclose on homeowners. that s how some critics see it and right now three of the nation s largest banks have frozen foreclosures in 23 separate states. we re going to begin with our white house correspondent savannah guthrie and savannah, i guess we begin by asking what almost happened there today? reporter: well, a bill that a lot of people think would have exacerbated this foreclosure crisis, was as you say stopped dead in its tracks. basically this seems to be an issue where congress didn t think through how this bill would have affected the foreclosure crisis. the issue is this, the bill would have made it easier, actually allowed courts to recogni

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