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“Then, developing good risk scenario planning capabilities - this is important to be able to establish the plausible impact on people operations and finances to underpin future investments in risk management and resilience going forward.”
Klint added that communicating with stakeholders is also key, engaging with customers and monitoring how their wishes and buying patterns might have changed, both in real-time and as a result of the pandemic. Relevance and keeping an eye on liquidity due to business interruption are also important.
Joint responsibilities
More broadly speaking, Mullen said that insurers too have the responsibility to spark change.
“Insurance companies should ask governments to have and also to see what type of epidemic or pandemic preparedness plans they have in place,” she said.