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Is cashflow modelling a necessity for adviser firms?

Cashflow modelling has become a crucial financial planning tool for many firms, but with every convert, there is a critic. Georgie Lee asks: what are the actual benefits of a cashflow planning strategy to an adviser?

Was it HL s fault that investors lost their money in the Woodford collapse?

When Neil Woodford’s LF Woodford Equity Income fund collapsed in the summer of 2019, accusatory fingers were pointed in different directions. Woodford was blamed, of course, for an “over-reliance on large, illiquid assets”.

Structured product maturities add further evidence to strong sector performance

Structured product maturities add further evidence to strong sector performance Pandemic proved no barrier to growth Josh Mayne of Lowes Financial Management Josh Mayne One year on from the outbreak of the coronavirus pandemic, we are able to reflect on what has ultimately been the best performing period for the sector over the course of the past 12 months. Consistent with the accelerated vaccination scheme and subsequent steady easing of lockdown restrictions, this article is written with a sense of optimism looking ahead and should reaffirm the credibility of structured products as an investment option - even during a pandemic.  At the beginning of January 2021, the FTSE 100 Index was at 6,571.88 - more than 1,000 points below its level a year earlier.

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