you want a 15-year mortgage? 3.28% on average. the question is people who are so concerned about the economy or worried about their ability to get a new loan will this do anything to spur what has been a dismal housing market? again, record lows for mort gajs rates. mortgage rates. it may be one of the most exciting finishes ever to the major league baseball season. last 90 minutes of non-stop thrill ride that ended with two colossal collapses. red sox needed one more out. appeared to be on their way to the postseason. but the last place orioles stage a ninth inning comeback and defeated the sox, 4-3. few minutes later st. petersburg, florida, punched their playoff ticket with a longoria solo shot in the 12th. this after coming back from a 7-0 deficit against the yankees. eastern division champs. the red sox led the rays by nine games in the wild card race on