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Bottomline: VC-backed LoanTap s AUM shrinks, NPAs jump amid funding delay

LoanTap, a digital lending startup that offers customised loans to salaried professionals, is going through a tough phase with its assets under management (AUM) shrinking ..

fixed income: What should fixed income investors do in short and medium term?

“Since the OMO was not anticipated, in the near term, the bond markets can continue to remain a bit nervous. In the near short term, 10-year G-Sec will probably be at 7.25-7.45% levels and on a medium term, once we start seeing these flows coming back, next year, probably 24, once the Fed starts to pause and not hike incrementally, rates will start going lower.”

short-term loans: What kind of a loan are you availing for festive shopping?

"The demand for personal loans and short-term loans will peak during the festival season, especially around Diwali. Credit demand is currently at an all-time high, with credit card outstanding amounts increasing from Rs 90,000 pre-Covid to Rs 2 lakh. The average ticket size for personal loans ranges from Rs 14,000 for buy now pay later (BNPL) purchases to Rs 1.3 lakh for planned expenses like holidays. "

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