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Beyond the Basics: Innovative Loan Options for Modern Consumers

Beyond the Basics: Innovative Loan Options for Modern Consumers
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RBI seeks comments on digital lending draft norms on transparency in aggregation of loans

In the statement on developmental and regulatory policies dated December 8, 2023, the RBI had said it will issue a regulatory framework for aggregation of loan products by lending service providers.

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RBI Unveils New Regulations for LSPs to Enhance Transparency

RBI Unveils New Regulations for LSPs to Enhance Transparency
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RBI moots digital view of loan offers

RBI moots digital view of loan offers
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loan offers: RBI proposes new norms for LSPs to promote transparency

LSP is an agent of a regulated entity (RE) who carries out one or more of lender s functions or part thereof in customer acquisition, underwriting support, pricing support, servicing, monitoring, recovery of specific loan or loan portfolio on behalf of REs in conformity with extant outsourcing guidelines.

Reserve bankLoan productsLoan offersDigital lendingAggregation servicesOutsourcing guidelinesCustomer centricity