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From one extreme to another: Covid upsets loan models once more

Unusual economic slumps tripped up models in 2020. Now they are struggling with fast recoveries

With Earnings Season Looming, Many Are Betting Big on the Banks

With Earnings Season Looming, Many Are Betting Big on the Banks April 7, 2021 The first quarter ended last week and, among other things, that means another earnings season will soon kick off. That also means that, per usual, financial services stocks will get the ball rolling, putting the KBWB tracks the widely followed KBW Nasdaq Bank Index. “The Index is a modified-market capitalization-weighted index of companies primarily engaged in US banking activities. The Index is compiled, maintained and calculated by Keefe, Bruyette & Woods, Inc. and Nasdaq, Inc. and is composed of large national US money centers, regional banks and thrift institutions that are publicly traded in the US,” according to Invesco.

EU banks saw distressed loans heap up in Q4

Risk.net Print this page   Over 10% of loans held by European Union banks were either close to, or in, default in December 2020, data from the European Banking Authority (EBA) shows – a reflection of the ongoing damage the coronavirus crisis is causing the bloc’s economy. Loans classified as ‘stage two’ under accounting standard IFRS 9 – meaning those that have experienced a drop in creditworthiness since origination – made up 9.1% of EU banks’ total at the end of the year, up from 8% in September and 6.8% a year ago. L Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

Top 10 op risks 2021: regulatory risk

Risk.net Big dip in fines belies lingering fears over Covid loan mis-selling and sanctions risk Print this page   When supervisors intervened in markets over the past 12 months, it was more often to protect lenders than slap firms with fines: with a couple of notable exceptions, regulatory penalties in 2020 plummeted as Covid-19 spread across the globe. Still, regulatory risk – the fear that changes to rulesets and supervisory expectations create openings for operational mis-steps, disclosure challenges, restrictions on activity or straightforward financial penalties – is never far from thought for banks Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

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