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JFS outlook: Nomura said Reliance's track record in disrupting the retail and telecom segments has been impressive but it believes lending is a secular business and a different game from the perspective of underwriting, collection and analytics.
Loan against mutual funds and loan against FDs are two popular options for borrowers seeking quick access to funds in India. LAMF is a secured loan where borrowers pledge their mutual fund units as collateral, while LAFD is a secured loan where borrowers pledge their fixed deposits as collateral.
When we prematurely cash out our funds, we interrupt the magic of compounding the secret sauce behind investment growth. Compounding is what makes your money work harder for you over time.