Companies are getting rich off junk fees and consumers are paying the price. As the term suggests, these fees are hidden, surprise charges that can get snuck onto consumer bills. Not only are they frustrating to deal with, but they can add up over time and impact your finances. In some cases, they’re even predatory or fraudulent.
Do you know which things you should always buy generic instead of name brands? You might be surprised by some of these suggestions from money expert Dave Ramsey. I'm a Financial Expert: Always Buy the.
A rather common personal finance tip is to end the daily habit of buying coffee from a coffee shop, as those $3 cups (not to mention $7+ lattes) can really add up in your bank account day in and day out. However, sometimes those small spending habits get overblown.
Many often equate being frugal with being cheap, but they're not the same. Being frugal means prioritizing your spending and changing your habits to save money. On the other hand, being cheap means.