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wages, more than six times faster than our wages. the ways in which we can reduce the kinds of numbing in unsustainable numbers is to get some real competition in the work of the marketplace but the one of the healthcare insurance companies arguments against public providers is a public insurance company would be able because of their nonprofit status, they are not needing to make a profit and lower administrative cost to offer lower premiums to customers. yes, that is my next word, yes. yes, what exactly is wrong with this? [laughter] that is the point of competition in the marketplace. i realize that the insurance companies don t want to have that kind of competition that let me assure you the american public desperately needs it. it is really simple. [applause] a lower priced products and we see them all the time, insurance policies. we have not seen that but would like to. a cellular phone, a pair of running shoes goes on the shelf and competitors even have to make the c