Tax planning might not be as fun as a last-minute summer getaway, but starting now can save you money later — especially if you're a freelancer. As the final days of summer fade, and we start wondering whether the pumpkin spice latte is back at Starbucks, freelancers have another important item to add to their to-do list: tax planning. Tax planning is most effective as a year-round activity, but freelancers, who often spend days juggling multiple projects, chasing clients, and worrying about flu