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“I think, taking the desperate situation people get into, the EPF has found it necessary to make this arrangement; reality gets the better of what’s prudent,” he said.

Malaysia generalUniversiti kebangsaan malaysiaMohd afzanizam abdul rashidMuhammad abdul khalidShankaran nambiarAkaun sejahteraLee heng gueiAkaun fleksibelProvident fundInstitute of malaysiaInternational studies at universiti kebangsaan malaysiaMalaysian institute of economic researchBank muamalat malaysia bhdEconomic research centreEmployees provident fundEconomic research