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Loopholes continue to play part in rising NPL ratios

Calls for legal framework on consumer credit

HANOI: It is critical to develop a proper legal framework for consumer credit to protect the legitimate rights of both borrowers and lenders.

Debt evasion headache for financial firms - VnExpress International

Rising bad debt from “disappearing” borrowers and the shutting down of unauthorized debt collecting agencies are damaging the reputation of legal financial companies and threatening to hurt their performance. - VnExpress International

Mcredit increases charter capital to VND1,300 billion - Brandinfo - Vietnam News | Politics, Business, Economy, Society, Life, Sports

On 1st November 2021, the State Bank of Việt Nam issued Decision No. 1707/QĐ-NHNN on amending and supplementing some contents of the Establishment and Operation License of MB Shinsei Finance Limited Liability Company (Mcredit). Accordingly, Mcredit’s charter capital was increased from VND800 billion to VND1,300 billion from the reserve fund for charter capital.

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