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Millions of people will receive a new round of stimulus checks under President Joe Biden’s American Rescue Plan. The Biden-Harris Administration indicates about 85 percent of households are eligible to receive payments of $1,400 or more, depending on family size and income. If you receive a stimulus check and don’t need to use the money right away, financial expert Latoya Smith suggests you consider using at least some of the funds as the launch point to begin investing. Smith, along with Ernest Gains, is co-founder of a Black-owned stock market and trading educational company called The Profit Room. Smith is passionate about financially empowering the Black community. She has more than a decade of professional experience in the investment banking sector and private portfolio management world. Below, she and Gains share five tips with ESSENCE that could potentially help boost your bottom line.

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