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Resize icon Required minimum distributions from most retirement accounts have been suspended for 2020, but some Americans may benefit from taking a withdrawal regardless this year.  The CARES Act — legislation passed at the height of the pandemic to assist Americans financially and medically — allowed Americans to forgo required minimum distributions, which is the amount of money investors must take from most qualified retirement accounts, like a 401(k) or traditional individual retirement account, by 72 years old. Although many Americans must tap into their retirement savings prior to this age out of necessity, there are individuals who don’t need or want to withdraw the money. 

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