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Overwhelmed by debt? Consumer proposals can restore peace of mind Overwhelmed by debt? Consumer proposals can restore peace of mind If you re in a serious financial situation, where no way out is seen and creditors are in contact for repayment, there are options By Martin Dunphy Jan 30, 2021 It’s no secret that Canadians have been struggling financially because of the coronavirus pandemic, especially those in the low- to middle-income tax brackets. And the new year isn’t bringing much relief for many. A combination of postholiday bills coming due, deferred-payment programs for mortgages and credit-cards possibly ending, and even repayments of (and paying taxes on) federal financial-support programs like the Canada Emergency Response Benefit (CERB) might start weighing heavily on the minds of many.

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