When you start off the year with a down day like today . S p sank 0. 89 . Nasdaq down 0. 80. Its just as obvious as those other ills that kept you from winning last year. Now, lets think about this together. In many ways 2013 was the most obvious of years. Obviously meant to be negative, that is. Investors were obviously fearful of anything from washington, including smaller changes in taxes set at the beginning of the year to stop us from falling off the fiscal cliff that many thought would disable the economy. 2013 was a year we were almost defaulting on our own debt. We actually bumbled into something too stupid to believe, the sequester, and our government shut down, which obviously, obviously, obviously should have crippled the economy. There was a year it was a year when International Crises like the cypriot bank troubles, brazilian collapse, chinese slowdown, holy cow well, that should have reverberated negatively throughout our economy because obviously were all connected, aren